1. Home
  2. Home Loan
  3. Self Employed
Home Loan Image

Home Loan for Self-Employed With ITR

If you are Self-employed and filing ITRs? You can get a low-interest home loan with quick approval and flexible terms. Perfect for business owners and freelancers—your ITR is the key to easy homeownership.

Check Your Credit Score →
Is Property Finalized?
When are you planning to finalize?

Key benefits and offers

Low Interest Rates
Starting from just 7.40% p.a., making EMIs affordable.
ITR-Based Approval
No salary slips needed; your ITR is enough to prove income.
High Loan Eligibility
Borrow up to ₹10 crore based on your financial profile.
Flexible Tenure
Repay comfortably over up to 30 years.
 No Prepayment Charges
Close your loan early without penalties (on floating rates).
Tax Benefits
Save on taxes under Section 80C & 24(b) of the Income Tax Act.

Home Loan Calculator

All you need to know about your home loan

Money Bag
EMI Calculator
You are Eligible for EMI Amount
₹56,409
Principal Amount
₹6,500,000
Interest Amount
₹7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
Check Bank Offers
8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

Get Pre - Qualified

You are Eligible for Amount

₹0.00

Monthly EMI

₹0.00
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
Check Bank Offers
How much will I save on balance transfer?
Current Loan
Loan Amount
Tenure
Rate of Interest
Installments Paid
Eg. 40
New Loan
Processing Fees
Tenure
Rate of Interest
₹1,27,468
EMI Tenure will be increased by 40 Months
Current Interest
₹7,19,577
New Interest
₹5,72,874
Current EMI Tenure
10 Years
New EMI Tenure
10 Years
Outstanding Principal ₹19,23,438
EMI ₹34671
How much will I save on early repayment?
Loan Amount
Installments Paid
Outstanding Tenure (Years)
Current Interest Rate %
Choose your Amount
Total Interest Saved
₹94,275
Current Interest
₹29,29,044
New Interest
₹28,34,769
Current Loan Tenure
10 years
New Loan Tenure
9 Years 10 Months
Current Loan Payable
₹50,00,000
New Loan Payable
₹38,46,876
Your EMI
₹66,075
How will a rate change impact me?
Loan Amount
Tenure
Rate of Interest
Loan taken on
New Rate of Interest
Rate of Interest changes on
If you keep the Tenure same
You will Save
--
Current EMI
--
New EMI
--
If you keep your EMI same
You will Save
--
Current Tenure
Year
New Tenure
Year
What will be my monthly loan repayment?
Loan Amount
Tenure
Rate of Interest
Installments Paid
Principal Paid
₹5,76,576
Principalsf Outstanding
₹19,23,423
Interest Paid
₹7,44,943
Interest Outstanding
₹7,19,616
Last Installment
40
EMI
₹33,038
 

Frequently Asked Questions

+
Yes, most banks accept 2–3 years of ITR as valid income proof for home loan eligibility.
+
While it varies by bank, generally an annual income of ₹2.5–3 lakh (as per ITR) is the minimum requirement.
+
Typically, lenders require ITRs for the past 2 or 3 financial years.
+
It depends on your income, credit score, and property value. Some banks offer up to ₹10 crore.
+
Yes, many banks ask for audited Profit & Loss statements and balance sheets along with ITRs.
+
Absolutely. Self-employed professionals such as doctors, CA, architects, and consultants are eligible under this category.

Contact Us

Have any queries? We’d love to hear from you.

📞 Call us: +91 7065663434

✉️ Mail us: support@tytil.com