Assam Cooperative Apex Bank Home Loan

For many in Assam, owning a home isn’t just about bricks and mortar—it’s a dream that whispers hope, stability, and comfort. The Assam Cooperative Apex Bank home loan is here to help make that whisper a reality. Whether you're buying your first flat, adding an extension, or sprucing up the space where memories will be made, ACAB stands beside you with supportive lending made simple.
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Home Loan Offers
  • ICICI Bank Recommended
    9% Interest
    ₹2.95Cr Loan Amount
    20 Yr Tenure
    ₹2,65,419 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • SBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Axis Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • BOB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • CBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Indian Bank Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • HDFC Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • PNB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward

Benefits and Features of Assam Cooperative Apex Bank Home Loan

  • Customer Support

    Interest that doesn’t sting

    Their home loan starts at about 7.90%, offering Assamese families a comfortable, manageable EMI.

  • Interest Rates

    They get Assam

    With a network of 67 branches across the state, ACAB understands the local lifestyle and what owning a home means here.

  • Banking support

    No mystery charges

    The process focuses on essentials with minimal red tape, so you spend less time worrying and more time planning.

  • loan facility

    Helpful calculators at hand

    ACAB offers tools like Home Loan EMI Calculator, Eligibility Calculator, Credit Score Checker, and Prepayment Calculator to help plan your finances from your phone or browser.

Assam Cooperative Apex Bank Home Loan Eligibility Criteria

Age: Typically 18 to 70 at the time the loan closes.

Who You Are: Salaried, self-employed, professionals, retirees.

Where Your Income Comes From: A regular, reliable salary or business earning.

Your Credit Health: A clean record helps for sure—check with their Check Credit Score tool.

Purpose of the Loan: Home buying, building, renovating—you name it!

Documents Required for Assam Cooperative Apex Bank Home Loan

  • ID & Address Proof: Aadhaar, PAN, and one reliable bill or statement.
  • Income Evidence: Salary slips, Form 16, bank statements.
  • Property Docs: Title deed, approved plan, any valuations needed.
  • Process Add-ons: A passport photo, application form, and a small processing fee.

Tax Benefits on Assam Cooperative Apex Bank Home Loan

Borrowing wisely can be smart in deep ways, too:

  • Section 80C: On the principal you've paid, you can claim up to ₹1.5 lakh back.
  • Section 24(b): Add up to ₹2 lakh more from your taxable income with the interest component.

A slice of your win that's just smart planning.

Money Bag
EMI Calculator
You are Eligible for EMI Amount
56,409
Principal Amount
6,500,000
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

How to Apply for Assam Cooperative Apex Bank Home Loan

Visit Your Local Branch or Online Portal

Either walk into a branch or check if your bank has a digital channel to start the home loan application process.

Start Online

Play with the Home Loan EMI Calculator, Eligibility Calculator, Check Credit Score, and PrePayment Calculator to see where you stand.

Visit or Click to Apply

Go to one of their 67 branches or submit your details online—both paths lead to the same goal.

Document Handover

Hand over paperwork and wait; ACAB usually responds quickly.

Get the Nod

You’ll receive a sanction letter outlining the interest, tenure, and terms of your home loan.

Your Money Flows

Funds reach you or the builder quickly; for construction loans, disbursement is paced according to the progress of your work.

Pay It Down

Repay the loan through monthly EMIs or use the PrePayment Calculator to save on interest; every rupee counts.
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Frequently Asked Questions

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The bank mainly focuses on short-term agricultural credit for farmers and cooperative societies. It also offers banking services like RTGS/NEFT, computerized branch operations, and plans to introduce ATM facilities to better serve its customers.
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The bank has 67 branches across Assam, excluding its head office in Panbazar, Guwahati. All branches are computerized and provide core banking services.
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The Assam Cooperative Apex Bank operates under the cooperative banking sector and is regulated by cooperative laws and the Assam Cooperative Land Mortgage Bank Act, 1960, but the Banking Regulation Act does not govern it like commercial banks.
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Yes, with revival assistance from the Central and State Government, the bank has improved its financial position and has been profitable in recent years, such as earning net profits in past financial years
Contact Us
Ready to begin? Contact TyTil 's expert support team for guidance on Assam Cooperative Apex Bank Home Loans. Our professionals are here to answer your questions and provide personalized assistance every step of the way.
Call us
+91 7065663434
Mail us
support@tytil.com