Sarva Haryana Gramin Bank Home Loan

Sarva Haryana Gramin Bank Home Loan is designed to help individuals and families across rural, semi-urban, and select urban areas of Haryana fulfill their dream of owning a home. Backed by government-supported banking principles, the bank offers affordable home loan interest rates, flexible repayment tenures, and simplified eligibility norms. Whether you are a salaried employee, self-employed professional, farmer, or small business owner, Sarva Haryana Gramin Bank home loan solutions cover home purchase, construction, renovation, and extension needs. With transparent charges, minimal documentation, and local branch-level support, the bank ensures easy access to long-term housing finance. If you're searching for a reliable gramin bank home loan in Haryana, Sarva Haryana Gramin Bank is a trusted choice for secure and affordable housing loans.
Apply Now
Is Property Finalized?
When are you planning to finalize?

Featured Property

Properties for Sale & Rent – Verified Listings Only

Home Loan Offers
  • ICICI Bank Recommended
    9% Interest
    ₹2.95Cr Loan Amount
    20 Yr Tenure
    ₹2,65,419 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • SBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Axis Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • BOB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • CBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Indian Bank Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • HDFC Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • PNB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward

Why Choose Sarva Haryana Gramin Bank for Home Loan?

  • Customer Support

    Affordable & Trusted Housing Finance for Haryana

    Government-supported banking principles ensure reliable and affordable housing finance solutions.

  • Interest Rates

    Competitive Interest Rates

    Affordable home loan interest rates with flexible repayment tenures to suit your financial capacity.

  • Flexible

    Simplified Eligibility Norms

    Easy eligibility criteria for salaried employees, self-employed professionals, farmers, and business owners.

  • Banking support

    Minimal Documentation

    Streamlined documentation process with transparent charges and no hidden costs.

  • Secure & transparent policies

    Local Branch-Level Support

    Dedicated support at local branches with personalized assistance for rural and semi-urban customers.

  • quick & Easy Processing

    Multiple Loan Schemes

    Comprehensive home loan solutions covering purchase, construction, renovation, and extension needs.

Sarva Haryana Gramin Bank Home Loan Eligibility Criteria

Eligibility depends on income stability, repayment capacity, credit profile, and property details.

Eligibility Factor

Requirement

Applicant Type

Salaried, Self-Employed, Farmers, Business Owners

Minimum Age

21 years

Maximum Age at Loan Maturity

65 years

Income Requirement

Stable and verifiable income source

Employment Stability

Minimum 1–2 years

Credit History

Satisfactory repayment record

Property Location

Rural / Semi-Urban / Approved Urban Areas

Co-Applicant

Spouse or earning family member (if applicable)

Eligibility may vary depending on loan scheme, city, and applicant profile.

Sarva Haryana Gramin Bank Home Loan Schemes

The bank offers multiple housing loan options to suit different needs:

1. Home Purchase Loan

Ideal for buying a ready or under-construction residential house or flat.

2. Home Construction Loan

For customers planning to construct a house on a self-owned residential plot.

3. Home Renovation / Extension Loan

For repairs, renovation, or expansion of an existing residential property.

4. Home Loan for Salaried Individuals

Specially structured for government employees, private sector staff, and PSU employees with stable income.

5. Home Loan for Self-Employed & Farmers

Designed for business owners, professionals, and agriculturists with flexible income assessment.

6. Women Borrower Home Loan

Concessional benefits may be available for women applicants or co-owners.

Documents Required for Sarva Haryana Gramin Bank Home Loan

For Salaried Applicants
Document Type Details
Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID
Address Proof Aadhaar, Utility Bill, Passport
Income Proof (Salaried) Last 3 months’ salary slips + Form 16 + 6 months bank statements
Income Proof (Self-Employed) ITR, Profit & Loss Statement, Balance Sheet
Property Documents Sale agreement, Title deed, Approved building plan
Bank Statements Last 6 months
Photographs Passport-size photographs

For Self-Employed/ Farmers
Document Type Details
Identity & Address Proof Aadhaar, PAN, Voter ID
Income Proof ITR (last 2–3 years)
Business Proof Trade license / Registration
Bank Statements Last 6–12 months
Property Documents Ownership deed, valuation report

Additional documents may be requested based on applicant profile and property type.

Tax Benefits on Sarva Haryana Gramin Bank Home Loan

Borrowers can claim income tax benefits as per prevailing laws:

Section 80C: Deduction up to ₹1.5 lakh on principal repayment

Section 24(b): Deduction up to ₹2 lakh on home loan interest

Section 80EE / 80EEA (if applicable): Additional benefits for first-time home buyers

Tax benefits depend on individual eligibility and prevailing Income Tax Act provisions.

Sarva Haryana Gramin Bank Home Loan Processing Charges & Fees

Fee Type Details
Processing Fee Usually 0.25% – 1% of loan amount
Documentation Charges As per bank norms
Valuation / Legal Fees Applicable (third-party charges)
Prepayment / Foreclosure As per RBI guidelines
Hidden Charges No hidden costs; fully transparent
Money Bag
EMI Calculator
You are Eligible for EMI Amount
56,409
Principal Amount
6,500,000
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

₹8,000,000
8.5%
20 p.a

You are Eligible for EMI Amount

₹69,426
Principal Amount
₹8,000,000
Interest Amount
₹8,662,206
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

How to Apply for Sarva Haryana Gramin Bank Home Loan (4 Easy Steps)

Step 1: Visit Nearest Branch
Contact your nearest Sarva Haryana Gramin Bank branch for guidance.
Step 2: Submit Application & Documents
Fill the home loan application form and submit required documents.
Step 3: Loan Assessment & Approval
The bank evaluates eligibility, income, and property details.
Step 4: Disbursement of Loan Amount
After approval, the loan amount is disbursed as per construction or purchase stage.
Apply Now

Contact Us

Have any queries? We'd love to hear from you.

📞 Call us: +91 7065663434

Mail us: support@tytil.com