Telangana Grameena Bank Home Loan

Why choose Telangana Grameena Bank?

• Good Rates: Telangana Grameena Bank has some of the lowest home loan rates around, so buying a home is easier.
• Less Paperwork: They have made it easier to get a loan, with less paperwork and quicker approval times.
• Helpful People: Their loan officers are skilled and ready to help you through the whole home loan process.
• Easy Payback: You can pick loan terms up to 20 years, and there's no extra cost if you want to pay off your floating rate loan early.
• Fast Approval: They have automated systems to process and send out money quickly.
• Always Available: They have a strong customer service team to help with questions and support after you get the loan.

Telangana Grameena Bank Home Loan Options

Telangana Grameena Bank has different home loan options for different needs:

Home Buying Loans: For buying new or used homes, like apartments.

Home Building Loans: For building homes on land you own.

Land + Building Loans: Loans to buy land and build a house at the same time.

Home Improvement Loans: For fixing, improving, or adding to your current home.

Balance Transfer Loans: You can move your home loan from another bank to Telangana Grameena Bank for a lower rate. Learn about balance transfer.

Telangana Grameena Bank Home Loan Processing Fees and Eligibility Criteria

• The bank sets the processing fee and changes sometimes, but it's usually a good deal for rural banks.
• Who Can Apply
• You need to be an Indian citizen or have a valid NRI/PIO status.
• You should be between 18 and 70 years old when the loan ends.
• You gotta be salaried or self-employed with a stable income.
• You need to make enough money to pay back the loan, as decided by the bank.
• A decent credit score (CIBIL) is needed; the better your score, the better interest rates you'll get. Check your eligibility with our eligibility calculator.

What You will Need to Apply (for Telangana Grameena Bank Home Loans

Check our complete home loan documents guide for detailed requirements.

• Filled out and signed the loan application with photos.
• ID: Aadhaar, PAN, Voter ID, Passport, or Driver's License.
• Address Proof: Utility bill, Passport, Aadhaar, or Bank statement.
• Age Proof: PAN, Passport, Birth Certificate, or School certificate.
• Income Proof: Salary slips for the last 6 months, your latest Form 16, ITR from the last 3 years (if self-employed), and bank statements for the last 6 months.
• Property Documents: Sale deed, ownership papers, latest tax receipts, and approved building plan.
• A cheque for the processing fee.
• A cost plan from your builder (if you're building or fixing up a place).
• Tytil Realty can help you gather and double-check all your documents to make the application easier.
• Tax Benefits: Save on taxes under Section 80C and 24(b). Learn more about tax benefits.

How to Apply for Telangana Grameena Bank Home Loan via Tytil

• Applying for a loan with Tytil Realty means we'll be there to help you every step of the way:
• Eligibility: Our consultants will check your eligibility and help you find the right loan offers.
• Paperwork Help: We will assist you in getting all your documents in order so they meet requirements.
• Submitting Your Application: Tytil will work with TGB to submit your application and keep tabs on how it's going.
• Getting Approved and Paid: Tytil will guide you when signing papers, finishing up property checks, and making sure the funds are released quickly.