Tripura Gramin Bank Home Loan

Tripura Gramin Bank is a bank that cares about boosting the rural and semi-urban parts of Tripura. It started way back in 1976 and has turned into a friendly bank that puts folks first. They have all sorts of banking stuff, like home loans. With about 141 branches all over, they're all about helping people get their very own homes with loans that are easy to get and won't break the bank.
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Home Loan Offers
  • ICICI Bank Recommended
    9% Interest
    ₹2.95Cr Loan Amount
    20 Yr Tenure
    ₹2,65,419 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • SBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Axis Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • BOB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • CBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Indian Bank Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • HDFC Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • PNB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward

Why Choose Tripura Gramin Bank?

  • Tripura Gramin Bank is a great pick for a home loan in our state because it mixes being a helpful cooperative with current banking services. You get:
  • Good Interest Rates: Their home loan rates start at 7.45%, which is one of the lowest around.
  • Not Much Paperwork: They've made things simple, so you don't need a ton of papers and things get done fast.
  • Easy to Pay Back: They let you set up a payment plan that works for you.
  • Helpful People: They've got loan people who will walk you through everything from start to finish.
  • Tax Savings: You can save some money on taxes under Sections 24(1) and 80C of the Income Tax Act.
  • No Fees for Paying Early: You can pay off your loan early without getting charged extra.
  • All this shows that the bank really wants to make owning a home easier and help Tripura grow.

Tripura Gramin Bank Home Loan Products

  • Home Loan Stuff from Tripura Gramin Bank
  • Tripura Gramin Bank has different kinds of home loans to fit what people need:
  • Home Loan: To buy houses that are ready to move into or have been lived in before.
  • Building Loan: To put up a new house on land you already own, and they give you the money little by little as you build.
  • Home Fix-Up Loan: To fix, redo, add to, or change your current house.
  • Land Loan: To buy land to build a house with Triipura Bank Home Loan Products.
  • Loan Using Your Property: You can borrow money using a house or building you own as collateral.
  • These choices are great for people buying their first home, builders, and anyone wanting to make their home better.

Tripura Gramin Bank Home Loan Interest Rates

Tripura Gramin Bank offers competitive rates based on loan tenure and borrower profile:

Loan Tenure Interest Rate (p.a.)
Up to 15 years 7.45%
15 to 30 years 7.70% onwards

Rates may vary based on credit score and loan amount. Loans up to ₹30 lakh can get up to 90% funding, while loans above ₹30 lakh and up to ₹75 lakh have slightly higher rates with 80–90% funding.

Tripura Grtamin Bank Home Loan Eligibility Criteria

  • Processing Fees: These change depending on the bank. They're usually cheap.
  • Pre-closure Charges: It depend on the bank, but usually, there aren't any if you have a floating rate loan.
  • Guarantor: Ask at your local branch. It just depends on your situation.
  • Who Can Apply:
    • Indian citizens or PIOs.
    • 18-70 years old when the loan ends.
    • Have a steady income, whether you're employed or self-employed.
    • Meet the bank's income requirements.
    • Have good credit and be able to pay back the loan.
  • What You will Need to Apply:
    • ID (Aadhaar, Voter ID, Passport)
    • Address Proof (utility bills, ration card, passport)
    • Income Proof (pay stubs, bank statements, tax returns)
    • Property Documents (sale deed, building plans, tax receipts)
    • Passport Photos
    • Other papers, if needed, for your loan type
  • Tytil Realty Services can help you gather and submit all the right paperwork to make the process easier.

How to Apply for Tripura Gramin Bank Home Loan via Tytil

Applying for a loan with Tytil Realty is easy:

  • First, talk to a Tytil consultant about what you need.
  • We help you get your documents ready and make sure everything is correct.
  • Next, Tytil will submit your application and talk to the bank for you.
  • Finally, Tytil helps you get your loan approved and the money disbursed.
  • Using Tytil Realty makes the whole thing simpler, saving you time and stress.
Money Bag
EMI Calculator
You are Eligible for EMI Amount
56,409
Principal Amount
6,500,000
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

Getting a Tripura Gramin Bank Home Loan in 4 Easy Steps

See If You Qualify

We will check your eligibility based on your income, credit, and how much you want to borrow.

Get Your Papers Ready

Gather all the IDs, income statements, and property documents you need.

We Take a Look

The bank goes over your application and checks out the property.

Get Approved and Get the Money

Once approved, the money is given to you, depending on the loan type and building progress.
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Frequently Asked Questions

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You need to be at least 18, without being older than 70 when the loan ends.
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Yes, if you're an NRI and can prove you're of Indian origin.
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It depends on the bank's rules. Ask your local branch or Tytil Realty to find out.
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Nope, if you have a floating rate loan, you can pay it off early with no extra charge.
Contact Us
Ready to begin? Contact TyTil 's expert support team for guidance on Tripura Gramin Bank Home Loans Our professionals are here to answer your questions and provide personalized assistance every step of the way.
Call us
+91 7065663434
Mail us
support@tytil.com