UCO Bank Home Loan

Why Choose UCO Bank for Home Loans?

UCO Bank is a solid pick from the public banks if you're looking to get a home loan because:

• Good Interest Rates – The interest rates look good, between 7.40% and 9.50% , so your loan won't break the bank.
• Different Loan Options – They have loan types that fit what folks need. Whether you're buying, building, fixing up, or need extra cash.
• Longer Payment Time – You can take as long as 30 years to pay back the loan, and keep those monthly payments low.
• For Almost Everyone – UCO Bank helps people who work for a salary, work for themselves as self-employed, live outside of India, and even those who are retired.
• Easy Access – With branches all over and online, you can get to UCO Bank easily, no matter where you are.
• Partner Network – UCO Bank works with loan companies and websites like TyTil , making it easier to apply and get the loan.

UCO Bank Home Loan Products

UCO Bank has a few home loan choices to meet your needs:

Home Purchase and Construction Loan: Get cash to buy land and build a house, or just purchase a ready-made home or flat.

Home Renovation Loan: This loan is to repair, fix, or add space to your home, as long as it's not too old (under 50 years).

Switching Loans: Move your current home loan from another bank to UCO Bank with a better interest rate using our balance transfer facility.

Top-up Loan: If you already have a UCO Bank home loan, get some extra money for things like school, medical bills, or just to enjoy life.

Furnishing Loan: This loan helps you furnish your house with furniture, appliances, and decorations.

UCO Bank Home Loan Processing Fees and Eligibility Criteria

UCO Bank's processing fee is 0.5% of your loan. It will be between ₹1,500 and ₹15,000.

To get approved, you will need to:

• General Home Loan Rates: 7.50% – 9.50%
• Special Concession (Women's Loan): 0.05% Reduction on Rates
• Loan Takeover: 0.10% Reduction on Rates
• Top-Up Loan: 10.10%

Required Documents for UCO Bank Home Loan Partner

Applying for a UCO Bank loan through partners like TyTil ? Here's what you'll need:

• KYC Documents:
  • ID Proof: PAN Card, Aadhaar Card, Passport, Driver's License, or Voter ID
  • Address Proof: Utility bill, Passport, Aadhaar Card, or Rent Agreement
• Income Status:
  • If Salaried: Last 3 payslips, Form 16, ITR from the last 2 years, and Bank Statements showing salary
  • If Self-Employed: ITR for the last 2–3 years, Audited Financial Statements, Business Registration, and Bank Statements
• Property Documents:
  • Sale Agreement or Allotment Letter
  • Approved Building Plan
  • Occupancy Certificate (if the property is ready)
  • Payment Receipts
  • Certificates
• Other Things Required:
  • Passport-sized Photos
  • Cheque for Processing Fee
  • Loan Statements for any Current Loans
  • Power of Attorney Letter (if someone is applying on your behalf)

How to Apply UCO Bank Home Loan via TyTil

TyTil is a reliable online spot where you can find loans and other financial services. We team up with banks such as UCO Bank to make applying for a home loan easier. Here's how to do it through TyTil :

• Go to the TyTil website or use the app to choose a UCO Bank home loan.
• Type in your personal info, job details, and info about the property you want.
• Upload scanned copies of your ID and income papers.
• Quickly see if you're eligible and get a pre-approved amount.
• Send in your application to move forward.

TyTil support group helps check your info and paperwork and get the loan approved by UCO Bank for you. Use our EMI calculator to plan your monthly payments and explore tax benefits available on home loans.