UCO Bank Home Loan

Why Choose UCO Bank for Home Loans?

UCO Bank is a solid pick from the public banks if you're looking to get a home loan because:

• Good Interest Rates – The interest rates look good, between 7.40% and 9.50% , so your loan won't break the bank.
• Different Loan Options – They have loan types that fit what folks need. Whether you're buying, building, fixing up, or need extra cash.
• Longer Payment Time – You can take as long as 30 years to pay back the loan, and keep those monthly payments low.
• For Almost Everyone – UCO Bank helps people who work for a salary, work for themselves, live outside of India, and even those who are retired.
• Easy Access – With branches all over and online, you can get to UCO Bank easily, no matter where you are.
• Partner Network – UCO Bank works with loan companies and websites like TyTil , making it easier to apply and get the loan.

UCO Bank Home Loan Products

UCO Bank has a few home loan choices to meet your needs:

Home Purchase and Construction Loan: Get cash to buy land and build a house, or just purchase a ready-made home or flat.

Home Renovation Loan: This loan is to repair, fix, or add space to your home, as long as it's not too old (under 50 years).

Switching Loans: Move your current home loan from another bank to UCO Bank with a better interest rate.

Top-up Loan: If you already have a UCO Bank home loan, get some extra money for things like school, medical bills, or just to enjoy life.

Furnishing Loan: This loan helps you furnish your house with furniture, appliances, and decorations.

UCO Bank Home Loan Processing Fees and Eligibility Criteria

UCO Bank's processing fee is 0.5% of your loan. It will be between ₹1,500 and ₹15,000.

To get approved, you will need to:

• General Home Loan Rates: 7.50% – 9.50%
• Special Concession (Women's Loan): 0.05% Reduction on Rates
• Loan Takeover: 0.10% Reduction on Rates
• Top-Up Loan: 10.10%

Required Documents for UCO Bank Home Loan Partner

Applying for a UCO Bank loan through partners like TyTil ? Here's what you'll need:

• KYC Documents:
  • ID Proof: PAN Card, Aadhaar Card, Passport, Driver's License, or Voter ID
  • Address Proof: Utility bill, Passport, Aadhaar Card, or Rent Agreement
• Income Status:
  • If Salaried: Last 3 payslips, Form 16, ITR from the last 2 years, and Bank Statements showing salary
  • If Self-Employed: ITR for the last 2–3 years, Audited Financial Statements, Business Registration, and Bank Statements
• Property Documents:
  • Sale Agreement or Allotment Letter
  • Approved Building Plan
  • Occupancy Certificate (if the property is ready)
  • Payment Receipts
  • Certificates
• Other Things Required:
  • Passport-sized Photos
  • Cheque for Processing Fee
  • Loan Statements for any Current Loans
  • Power of Attorney Letter (if someone is applying on your behalf)

How to Apply UCO Bank Home Loan via TyTil

TyTil is a reliable online spot where you can find loans and other financial services. We team up with banks such as UCO Bank to make applying for a home loan easier. Here's how to do it through TyTil :

• Go to the TyTil website or use the app to choose a UCO Bank home loan.
• Type in your personal info, job details, and info about the property you want.
• Upload scanned copies of your ID and income papers.
• Quickly see if you're eligible and get a pre-approved amount.
• Send in your application to move forward.

TyTil support group helps check your info and paperwork and get the loan approved by UCO Bank for you.