Nido Home Finance 2025: Home Loans Made Simple & Affordable - TyTil

Purchasing a home is a significant life decision, and Nido Home Finance Limited (formerly Edelweiss Housing Finance Limited) is here to make it simple and reasonably priced.
Is Property Finalized?
When are you planning to finalize?

Featured Properties

Properties for Sale & Rent – Verified Listings Only

Property Image
Want To: RENT
Type: RESIDENTIAL
Price: ₹15,000
Property Image
Want To: SELL
Type: RESIDENTIAL
Price: ₹7.50 Lac
Property Image
Want To: PG
Type: N/A
Price: ₹28,000
Property Image
Want To: RENT
Type: RESIDENTIAL
Price: ₹14,000
Property Image
Want To: RENT
Type: RESIDENTIAL
Price: ₹15,500
Property Image
Want To: SELL
Type: RESIDENTIAL
Price: ₹1.10 Cr
Property Image
Want To: RENT
Type: RESIDENTIAL
Price: ₹17,000
Property Image
Want To: RENT
Type: RESIDENTIAL
Price: ₹25,000
Property Image
Want To: SELL
Type: RESIDENTIAL
Price: ₹95 Lac
Property Image
Want To: RENT
Type: RESIDENTIAL
Price: ₹23,000
Get Matching Home Loan Offers Here
  • SBI Bank
    RECOMMENDED
    Loan Amount
    ₹ 5000000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    38,446
  • HDFC Bank
    RECOMMENDED
    Loan Amount
    35,911,29
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    27,613
  • ICICI Bank
    RECOMMENDED
    Loan Amount
    20,00,000
    ROI
    9%
    Tenure
    30 yr
    EMI
    16,092
    Unlock 3+ Home Loan Offers
    View Now
  • Kotak Bank
    RECOMMENDED
    Loan Amount
    5,000,000
    ROI
    8.65%
    Tenure
    25 yr
    EMI
    40,768
    Unlock 3+ Home Loan Offers
    View Now

Nido Home Finance Loan Offerings

  • Home Loan (HL): For the purchase and construction of houses, tailored to meet the needs of both salaried and self-employed individuals. ​
  • Home Improvement Loan (HIL): Designed for the repair and renovation of existing dwelling units, helping you upgrade your home to meet evolving needs. ​
  • Plot Purchase and Construction Loan (PCL): Provides financing for purchasing a plot and constructing a house on it, offering a comprehensive solution for home construction.
  • Loan Against Property (LAP): Enables you to leverage the value of your property to meet personal or business financial requirements.
  • Balance Transfer Facility (BT): Allows you to transfer your existing home loans from other financial institutions to Nido Home Finance for better terms and interest rates.

Why Choose Nido Home Finance?

  • balance transfer

    Tailored Loan Solutions

    Nido offers customized home loan products designed to match your repayment capacity, ensuring a comfortable borrowing experience.

  • Flexible Loan Tenure:

    Benefit from repayment periods ranging from 10 to 20 years, allowing you to plan your EMIs in alignment with your financial goals.

  • loan facility

    High Loan-to-Value Ratio

    Finance up to 90% of the property's value, reducing the need for a substantial upfront payment.

  • Secure & transparent policies

    Minimal Documentation

    Enjoy a streamlined application process with minimal paperwork, facilitating quick approvals.

  • Customer Support

    Diverse Customer Segments

    Nido caters to a variety of customers, including salaried individuals with regular bank salaries, self-employed professionals with formal income proof, and self-employed individuals with assessed income.

Nido Home Finance Interest Rates

Interest rates are determined based on individual credit assessments and are calculated on monthly rests. The Home Loan Reference Rate (HLRR) is 19.45%, and the Nido HL Lending Rate (NHLR) is 17.75% (effective from January 1, 2025).

Note: Interest rates are indicative and may vary based on individual credit profiles and loan schemes.

Processing Fees and Other Charges

  • Processing Fees: Up to 2% of the approved loan amount, along with applicable taxes.​
  • Late Payment Charges: 2% per month on the overdue amount for the number of days delayed in EMI/PEMI payment from the due date.
  • CERSAI Fees: ₹100 for loans above ₹5 lakh, ₹50 for loans up to ₹5 lakhs; ​
  • Cheque Bounce Charges: Up to ₹500 per bounce. ​

Note: Additional charges may apply as per applicable laws and regulations.

Eligibility Criteria

  • Age: The minimum age is 21. The maximum age at loan maturity is 65 or retirement age, whichever comes first.​
  • Employment Type: Open to both salaried professionals and self-employed individuals, including those with assessed income.​
  • Income: At least two years of job experience and a consistent income are prerequisites.​
  • Credit Assessment: Credit Evaluation: Having a clean credit record increases your chances of getting a loan and getting good interest rates. .​

Required Documents

Applicants need to provide the following documents:

  • Identity verification : it can be Verified by a driver's license, passport, voter ID, or PAN card.​
  • Address Proof: Aadhaar Card, Passport, Driving License, or recent utility bills.
  • Income Proof:
    • Salary: Form 16, the most recent three months' worth of pay stubs, and six months' worth of bank statements.
    • Self-Employed: Income Tax Returns for the last 2–3 years, business financials, and 6 months' bank statements.
  • Property Documents: Sale agreement, title deed, approved building plan, and registration documents.

How to Submit a Nido Home Finance Application Loan for a home through TyTil.com

1.  Go to TyTil.com and visit the Home Loan section.

2.  Fill in your details – loan amount, property info, and personal info.

3.  Upload documents – ID, address proof, income proof, bank statements, and property papers.

4.  Get expert help from a TyTil advisor for guidance and document checks.

5.  Loan approval & disbursal – Once approved, the loan is disbursed to your account.

You are Eligible for EMI Amount
56,409
Principal Amount
6,500,000
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

₹8,000,000
8.5%
20 p.a

You are Eligible for EMI Amount

₹69,426
Principal Amount
₹8,000,000
Interest Amount
₹8,662,206
Why TyTil for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

How to apply for Edelweiss Housing Finance Ltd Home Loan

Step 1
Check Eligibility: Review the bank’s eligibility criteria, such as age, income, employment type, and property type, to ensure you qualify for the home loan.
Step 2
Gather Required Documents: Prepare all necessary documents, including identity proof, address proof, income proof, and property-related documents, for a smooth application process.
Step 3
Submit Application: Visit the nearest Edelweiss Housing Finance branch or fill out the https://www.tytil.com/homeloan/home-loan and submitting the required documents.
Step 4
Loan Approval and Disbursal: The bank will verify your documents, assess your eligibility, and sanction the loan. Once approved, the loan amount will be disbursed to your account or directly to the property seller as applicable.
Apply Now
Contact Us
Ready to begin? Contact TyTil's expert support team for guidance on Edelweiss Housing Finance. Our professionals are here to answer your questions and provide personalized assistance every step of the way.
Call us
+91 7065663434
Mail us
support@tytil.com