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  3. Bajaj Housing Finance Home Loan Balance Transfer
How much will I save on balance transfer?
Current Loan
Loan Amount
Tenure
Rate of Interest
Installments Paid
Eg. 40
New Loan
Processing Fees
Tenure
Rate of Interest
₹1,27,468
EMI Tenure will be increased by 40 Months
Current Interest
₹7,19,577
New Interest
₹5,72,874
Current EMI Tenure
10 Years
New EMI Tenure
10 Years
Outstanding Principal ₹19,23,438
EMI ₹34671

Transfer Your Home Loan to Bajaj HFL and Save on EMIs

Looking to lower your home loan EMIs? A Bajaj Housing Finance Home Loan Balance Transfer gives you the opportunity to move your existing home loan to a lender offering better interest rates and borrower-friendly terms. Whether your goal is reducing your monthly payments, getting additional funds, or repaying your loan faster, BHFL has a solution for you.

Why Choose Bajaj HFL Home Loan Balance Transfer?

  • Lower Interest Rates Starting from 8.50% per annum*

    Switch and enjoy competitive rates that help you save over the life of your loan.

  • Top-Up Loan Facility

    Along with your balance transfer, get a top-up loan to fund home renovation, education, or any personal need.

  • Fast Processing and Minimal
    Documentation

    Quick digital application, minimal paperwork, and faster disbursement.

  • Higher Loan Eligibility

    Transfer high-value home loans based on your income and repayment track record.

  • Flexible Loan Tenure

    Enjoy repayment flexibility with tenures extending up to 30 years.

Apply Home loan
Is Property Finalized?
When are you planning to finalize?

Key Features of BHFL Home Loan Balance Transfer

Feature Details
Interest Rate Starting at 8.50%* per annum
Loan Tenure Up to 30 years
Processing Fee Nominal and transparent
Top-Up Loan Up to ₹1 crore or more, based on eligibility
Eligibility Check Instant online tool available
Disbursal Time Within 48 hours post approval and documentation

Who Should Opt for a Balance Transfer to Bajaj HFL?

  • Borrowers currently paying high interest rates
  • Homeowners midway through their loan tenure
  • Individuals seeking additional funds via a top-up
  • Borrowers with a stable income and strong credit profile

If you’ve made consistent EMI payments for at least 12 months and have a good credit score, you are likely eligible for a home loan balance transfer to BHFL.

How to Apply for Bajaj HFL Home Loan Balance Transfer

  • Step 1: Check your eligibility online
  • Step 2: Submit basic documents digitally
  • Step 3: Receive approval after quick verification
  • Step 4: Loan disbursal and closure of your existing loan

Documents Required

  • Identity Proof (PAN, Aadhaar)
  • Property Documents
  • Existing Loan Statement
  • Income Proof (Salary Slips, ITR)

Use the EMI Savings Calculator

Curious how much you could save? Use the BHFL EMI calculator to compare your current loan with the potential new EMI. Discover real-time savings by switching to a lower interest rate.

Start Saving with BHFL Today

Make the smart move. Transfer your home loan to Bajaj Housing Finance Limited and reduce your EMI burden, access additional funds, and enjoy a faster, more efficient loan experience. Apply Now on TyTil .com

Useful Links
Bajaj HFL Home Loan Customer Care Bajaj HFL PMAY Scheme Bajaj HFL Home Loan Statement
 

Frequently Asked Questions

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It’s a facility that allows you to transfer your outstanding home loan to another lender offering better rates and terms.
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You can benefit from lower rates, a high-value top-up loan, faster processing, and minimal documentation.
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Yes, a small fee is applicable, depending on your loan amount and terms. It's transparently disclosed during the application.
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Yes, top-up loans are available and can be used for any purpose, including home renovation, medical expenses, or education.

Contact Us

Have any queries? We’d love to hear from you.

📞 Call us: +91 7065663434

✉️ Mail us: support@tytil.com