Paying high interest on your current home loan? Make the smart move with an L&T Housing Finance Home Loan Balance Transfer. Enjoy the benefit of lower interest rates, a flexible repayment tenure, and an optional top-up loan to cover additional financial needs—all with quick processing and minimal paperwork. This balance transfer facility is ideal for borrowers looking to save on EMIs and simplify their repayment plan without changing the property.
Competitive Interest Rates Get access to reduced interest rates starting from as low as 8.65%* p.a., helping you lower your total interest outgo.
Top-Up Loan Available Need extra funds? Apply for a top-up loan with your balance transfer and use it for renovation, education, medical emergencies, or other personal needs.
Fast and Easy Processing Benefit from a streamlined application process with fast approvals and minimal documentation.
Extended Tenure Options Repay comfortably with loan tenures of up to 30 years, based on your eligibility and repayment capacity.
Zero Hidden Charges L&T HFL maintains full transparency in charges, offering clarity on processing fees and terms from the beginning.
Maximum Loan Amount Up to 90% of the property's current value
If you've paid regular EMIs for 12 months or more and have a clear credit record, you may qualify for a balance transfer with L&T HFL.
Use the L&T HFL EMI Calculator to compare your existing EMI with the new rate. See how much you can save monthly and over your loan tenure by making the switch. A lower interest rate could save you lakhs over the long term.
Ready to Save on Your EMIs?
Make a smart choice. Transfer your existing home loan to L&T Housing Finance and enjoy better rates, higher savings, and peace of mind with a reliable lender. Apply Now on TyTil.com