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Documents Required for Indian Bank Home Loan

Applying for a home loan with Indian Bank? With its competitive interest rates, simple eligibility criteria, and flexible repayment options, Indian Bank home loans are a reliable choice for both first-time buyers and experienced homeowners. But before the bank can approve your application, it's crucial to prepare and submit the correct documentation. The list of mandatory documents for Indian Bank home loan approval varies based on your employment type and residential status, but having all the required paperwork ready ensures faster processing and fewer delays. From identity proof to income verification, understanding what’s needed up front gives you easy access to the loan approval process. Read on to know the complete and updated list of documents required to apply for a home loan from Indian Bank.

List of Mandatory Documents Required for Indian Bank Home Loan

Applying for a home loan from Indian Bank is a smart financial decision if you're looking for competitive interest rates, transparent processing, and flexible loan tenures. However, one of the most critical steps in the home loan process is submitting the right documentation. A well-prepared set of documents not only speeds up the approval process but also boosts your chances of getting your loan sanctioned on the first attempt.
Whether you're a salaried individual, self-employed, or an NRI, Indian Bank requires specific documents to assess your eligibility and financial stability. Here's a complete and updated list of mandatory documents required for Indian Bank home loan in 2025.

Home Loan Offers
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    9% Interest
    ₹2.95Cr Loan Amount
    20 Yr Tenure
    ₹2,65,419 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • SBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Axis Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • BOB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • CBI Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • Indian Bank Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • HDFC Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
  • PNB Recommended
    8.9% Interest
    ₹2.95Cr Loan Amount
    30 Yr Tenure
    ₹2,24,742 Monthly EMI
    Get Loan disbursed under 15 Days
    ₹59,000 Cash Reward
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Basic Documents (Applicable to All Applicants)

  • • Duly filled and signed Indian Bank home loan application form
  • • Recent passport-sized photographs
  • • Identity proof (Aadhaar card, PAN card, Passport, Voter ID)
  • • Address proof (Electricity bill, Aadhaar, rent agreement, passport)
  • • Date of birth proof (Birth certificate, passport, 10th marksheet)
  • • Bank account statements for the last 6 months
  • • Processing fee cheque payable to Indian Bank

For Salaried Individuals

  • • Last 3 months' salary slips
  • • Form 16 or latest Income Tax Return (ITR)
  • • Employment certificate or ID card from employer
  • • Proof of additional income (if any)

For Self-Employed Individuals

  • • ITR documents for the last 3 assessment years
  • • Business registration certificate
  • • Profit & Loss statement and Balance Sheet, audited by a Chartered Accountant
  • • GST registration certificate (if applicable)
  • • Office address proof (utility bills, rent agreement)

For NRI Applicants

If you're planning to purchase your dream home this year, Indian Bank home loans offer a reliable and affordable financing option. With interest rates starting from 7.55% p.a. and a minimal processing fee, Indian Bank remains one of the top choices for homebuyers in India.
To make the application process convenient for all types of borrowers, Indian Bank offers multiple ways to apply—both online and offline. Here’s a quick guide on the different ways to apply for an Indian Bank home loan.

1. Apply via TyTil ’s Verified Lending Partners

Instead of navigating through multiple portals, simply visit TyTil.com and apply for an Indian Bank home loan through our trusted partner network. You’ll be able to:

  • • Compare home loan offers in real time
  • • Fill in your personal and financial details securely
  • • Get instant callbacks from Indian Bank representatives
  • • Track your application status online

2. Apply on the Indian Bank Official Website

Prefer to go directly through the bank? Visit the official Indian Bank home loan portal to fill out the application form. Here’s what you need to do:

  • • Go to indianbank.in
  • • Navigate to the home loan section
  • • Submit your personal, financial, and property details
  • • Upload scanned copies of required documents
  • • Track your application online through the same portal

3. Apply Offline at an Indian Bank Branch

If you prefer a more traditional approach or need personal assistance, you can apply by visiting the nearest Indian Bank branch. Here’s what to expect:

  • • Get face-to-face assistance from a loan officer
  • • Submit your documents and application form in person
  • • Receive guidance on eligibility, loan amount, and interest rates
  • • Clarify any questions or concerns on the spot
 

Frequently Asked Questions

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To apply for a Bank of Baroda Home Loan, you need the following documents:Identity Proof –Aadhaar Card, PAN Card, Voter ID, Passport, or Driving LicenseAddress Proof –Utility Bills, Passport, Aadhaar, or Rent AgreementIncome Proof –Salary slips (last 3months) or ITR for self-employed applicantsBank Statements –Last 6months’ bank statementsProperty Documents –Sale agreement, Title deed, and Approved building plan
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For salaried applicants

  • Last 3 months’ salary slips
  • Form 16 or Income Tax Return (ITR)
  • Bank statements for the last 6 months

For self-employed applicants:

  • IncomeTax Returns (ITR) for the last 2-3 years
  • Profit & Loss statement and Balance Sheet (certified by CA)
  • Business registration certificate
  • What property documents are required for a Bank of Baroda Home Loan?

To verify property details, the following documentsare needed:

  • Sale deed or Title deed
  • Approved building plan and property tax receipts
  • Encumbrance certificate (EC)
  • NOC from the builder or housing societysss
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A good credit score (preferably 700+) improves approval chances, but if you have no credit history, you can:

  • Apply with a co-applicant (spouse/parent)
  • Maintain a healthy financial profile with stable income
  • Provide a higher down payment to reduce risk for the bank
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  • To ensure faster loan approval, follow these steps:
  • Submit all required documents correctly and completely
  • Maintain a strong credit score (700+)
  • Choose an appropriate loan amount based on eligibility
  • Ensure the property is legally verified and all approvals are in place

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