ICICI Bank Home Loan Interest Rates 2025 - TyTil

Planning to buy your dream home? With annual interest rates as low as 8.75%, ICICI Bank provides versatile and reasonably priced home loan choices. ICICI has options for all types of people, including salaried workers, independent contractors, non-resident Indians, and women seeking house loans.
With TyTil , you can easily apply online, compare the best rates, and verify your eligibility in one location.

Why Choose an ICICI Home Loan?

Here’s what makes ICICI Bank home loans a smart choice for 2025:

• Interest rates starting from 8.75% p.a.
• Loan amounts up to ₹5 crore
• Repayment tenure of up to 30 years
• Exclusive benefits for women and NRI applicants
• Quick and 100% online application through TyTil

ICICI Home Loan Schemes You Can Choose From

• 1. Regular Home Loan: Ideal for first-time buyers — purchase or construct your home with ease.
• 2. Step-Up Loan Designed for young salaried individuals. Pay lower EMIs in the early years and gradually increase as your income grows.
• 3. Top-Up LoanNeed extra funds on top of your current loan? ICICI’s Top-Up Loan helps cover everything from renovations to emergencies.
• 4. Balance Transfer: Have a house loan elsewhere already? Switch to ICICI Bank to take advantage of lower EMIs and better interest rates.
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Interest Rates Based on Borrower Type

Borrower Type	Starting Interest Rate (p.a.) (2025)	Details
Salaried Individuals	8.75%	Competitive rates for salaried professionals, ensuring affordable EMIs.
Self-Employed Individuals	9.00%	Tailored rates for self-employed applicants, designed to suit diverse financial profiles.
Women Applicants	8.65%	Special discounted rates for women borrowers, encouraging homeownership.
NRIs	8.75%	Competitive rates for Non-Resident Indians, facilitating homeownership with flexible terms.

Flexible Repayment & Tenure Options

• Tenure: Up to 30 years
• Repayment Modes:Monthly EMIs, Step-up EMIs
• Moratorium: Available for under-construction properties
• No Charges:For prepayment or foreclosure (floating rate)

Benefits of Applying with TyTil

When you apply for an ICICI Home Loan via TyTil , you get:

• Free EMI Calculator to estimate your monthly payments
• Instant eligibility check
• End-to-end document support
• Easy balance transfer assistance
• Personalized loan recommendations

Pro Tips to Get Better Rates

• Maintain a CIBIL score above 750
• Opt for a shorter tenure
• Eligibility Check: Quick assessment of your loan eligibility.
• Apply with a co-applicant to increase eligibility
• Regularly check for ICICI home loan offers

Apply online for a house loan from ICICI Bank.

Skip the paperwork. Save time. Get expert help.

Click below to compare, choose, and apply online for your ICICI home loan with TyTil .