Karnataka Bank Home Loan Interest Rates 2025 – Apply Online with TyTil

At TyTil, we're committed to simplifying your journey towards homeownership. Karnataka Bank offers a range of home loan products tailored to meet diverse needs, whether you're purchasing a new home, renovating, or investing in property. With competitive interest rates and flexible terms, Karnataka Bank's home loans are designed to make your dream home a reality

Karnataka Bank Home Loan Interest Rates

Karnataka Bank provides various home loan schemes with interest rates starting from 8.75% per annum. The rates are linked to the External Benchmark-based Lending Rate (EBLR), ensuring transparency and alignment with market conditions

Key Schemes:

• KBL Apna Ghar: For purchasing or constructing a home. Interest rates range from 8.75% to 10.60% p.a.
• KBL Home Comfort: Designed for home improvements and furnishings. Interest rates range from 9.27% to 10.95% p.a.
• KBL Ghar Niveshan: For purchasing residential plots. Interest rates range from 9.30% to 11.45% p.a

At TyTil, we help you compare these schemes to find the one that best suits your financial goals.

Loan Features & Benefits

• Loan Amount: Up to ₹5 crore, depending on eligibility and property value.
• Tenure: Flexible repayment periods up to 30 years.
• Processing Fee: Up to 0.50% of the total loan amount.
• Quick Processing: Fast approvals with minimal documentation.
• Balance Transfer Facility: Transferring current house loans from other institutions is an option.

TyTil ensures a seamless application process, guiding you through each step to secure your home loan efficiently.

Eligibility Criteria

Karnataka Bank's home loans are available to a wide range of applicants:

• Age: Minimum 18 years
• Employment: Salaried individuals, self-employed professionals, and agriculturists.
• Income
  • Salaried: Minimum gross monthly income of ₹10,000
  • Self-employed: Minimum annual income of ₹1,20,000.
  • NRIs: Minimum gross monthly income of ₹40,000

TyTil assists in evaluating your eligibility and preparing the necessary documentation for a successful application.

Required Documents

In order to use TyTil to apply for a home loan from Karnataka Bank, you would need

• Identity verification : a voter ID, passport, Aadhaar card, or PAN card.
• Proof of address: Aadhaar cards, utility bills, or rental agreements.

TyTil's team will guide you through the documentation process to ensure a smooth application experience

EMI Calculator

Plan your finances effectively using TyTil's online EMI calculator. By inputting the loan amount, interest rate, and tenure, you can estimate your monthly repayments and make informed decisions.