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Piramal Capital Home Loan Interest Rate – Latest Updates for 2025 – TyTil

At TyTil .com, we are committed to providing our customers Looking to finance your home through a trusted NBFC? Piramal Capital & Housing Finance offers reliable and transparent home loan options with interest rates starting from 9.50% per annum. Whether you're a first-time buyer or planning to refinance an existing loan, Piramal's competitive rates and flexible repayment options make it easier to own your dream property. With TyTil 's home loan comparison platform, you can explore Piramal loan offers, calculate your EMI, and apply—all in one seamless experience tailored to your financial goals.

Current Piramal Capital Home Loan Interest Rates

As of 2025, Piramal home loan interest rates start from 9.50% p.a. and vary depending on loan amount, applicant profile, and type of financing. The bank structures its rates into segments to cater to different buyer categories, offering flexibility and clarity

Rate Slabs by Segment

  • Affordable Housing Loans (up to ₹35 lakhs): From 9.50% p.a.
  • Mass Affluent Category (₹35 lakhs to ₹75 lakhs): From 9.50% p.a.
  • Loan Amount Range: ₹5 lakhs to ₹2 crores
  • Tenure Available: Up to 30 years

These rates are floating, which means they may adjust based on repo rate changes and lending policies. You can compare Piramal rates with other banks using the TyTil Home Loan Interest Rate tool.

Factors That Affect Your Piramal Interest Rate

Lenders like Piramal Capital assess each applicant individually to determine a customized interest rate. Several factors impact your final loan offer:

Key Influencing Factors

  • Credit Score: Higher credit scores (750+) may lead to lower interest rates
  • Income Type: Salaried applicants may get more favorable rates than self-employed.
  • Income Type: Salaried applicants may get more favorable rates than self-employed
  • Loan Amount & Tenure: Longer loans or higher ticket sizes can affect pricing.
  • Property Value: Location and type of property also play a role.
  • Employment History: Stable income improves your profile.

Before applying, use the Piramal Capital EMI Calculator on TyTil to estimate your interest cost and monthly installment.

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Sample EMI Comparison Table – 9.50% Interest Rate

Here’s an estimate of what your EMI might look like based on different loan amounts and tenures with Piramal Capital

Loan Amount Tenure Interest Rate Approx. EMI (₹)
₹10 lakhs 10 years 9.50% ₹13,775
₹25 lakhs 15 years 9.50% ₹26,493
₹40 lakhs 20 years 9.50% ₹41,288
₹50 lakhs 25 years 9.50% ₹45,763
₹1 crore 30 years 9.50% ₹95,232

Note: These are estimated values. Use our Home Loan EMI Calculator for real- time, personalized EMI results.

Eligibility Criteria for Piramal Home Loans

Before applying for a loan, ensure you meet the following eligibility conditions set by Piramal Capital

  • Minimum Age: 21 years for salaried, 23 years for self-employed
  • Employment: Minimum 2 years of work history (or 3 years for business owners)
  • Credit Score: Ideally 700+
  • Minimum Income: ₹12,000/month (may vary by city)
  • Property: Must be located in an eligible project/area approved by Piramal

You can also check if you qualify using our Piramal Capital Home Loan Eligibility Checker at TyTil

Documents Required to Apply for Piramal Capital Home Loan

Having your paperwork ready ensures faster loan processing. Here’s what you’ll typically need:

Basic Documents List

  • KYC Proof: Aadhaar card, PAN card, or passport
  • Address Proof: Utility bill, Aadhaar, or voter ID
  • Income Proof:
    • Salaried: Last 3 months' salary slips + Form 16
    • Self-employed: ITRs + business continuity documents
  • Bank Statements: Last 6 months
  • Property Documents: Sale agreement, title deed, approved plans

Upload these securely via TyTil 's application platform for faster approvals.

Why Choose Piramal Capital via TyTil ?

Applying for a home loan through TyTil gives you an edge. Not only can you check your eligibility for Piramal Capital home loans, but you can also:

  • Instantly compare interest rates from 30+ top lenders
  • Use tools like our Piramal EMI Calculator and Eligibility Estimator
  • Apply fully online with guided support
  • Access exclusive rates, deals, and cashback offers
  • Track your application in real-time

With our tools and support, you’ll know exactly where you stand before you commit.

Final Word – Make Smarter Loan Decisions with TyTil

If you’re exploring

Piramal Capital & Housing Finance home loans

, knowing your applicable interest rate is essential. With floating rates starting at just 9.50%, the lender remains a strong option for those looking for flexible loan products backed by a reliable NBFC. But choosing a home loan should never be done in isolation. Use TyTil to compare, calculate, and apply with confidence—and move one step closer to your new home.