PNB HFL Home Loan Required Documents
Applying for a PNB Housing Finance home loan through TyTil is easy and straightforward
when you have the required documents ready. Here’s a breakdown by applicant category:
For Salaried Applicants
- Identity Proof: Voter ID, PAN Card, and Aadhaar Card etc
- Address Proof: Rent Agreement, Aadhaar Card, Passport, Utility Bills,
- Income Proof: Form 16, Last 3 months’ salary slips,
- Bank Statements: Last 6 months
- Employment Proof: Offer Letter or Company ID Card
- Property Papers: Sale Agreement, Allotment Letter, Title Deed
- Photographs: Recent passport-sized
For Self-Employed Applicants
- Identity & Address Proof: Same as salaried
- Income Documents: Last 2 years’ ITRs and CA-certified financials
- Business Proof: Registration Certificate, GST Returns
- Bank Statements: Last 12 months
- Property Documents: Standard documentation
For NRI Applicants
- Passport & Visa Copy
- Employment Proof: Salary Slips, Employment Contract
- Banking History: NRE/NRO Account Statements
- Income Proof: Last 2 years’ ITRs (if applicable)
Additional Documents (All Applicants)
- PAN Card
- Aadhaar Card
- Recent Photograph
- Property Documents
PNB HFL Home Loan Eligibility Criteria
To ensure fast approvals and the best possible terms, review the eligibility requirements for your
applicant type:
Salaried Individuals
- Age: 21 - 60 years
- Income: Minimum ₹25,000 per month
- Employment: At least 2 years working years
- CIBIL Score: 750+ recommended for better rates
- Loan Tenure: Up to 30 years
- Loan Amount: Based on income and repayment capacity
Self-Employed Individuals
- Age: 21 - 65 years
- Business Stability: Minimum 3 years
- Turnover: ₹3 lakh annually or more
- CIBIL Score: 750+ recommended
- Loan Tenure: Up to 25 years
NRI Applicants
- Age: 21 - 60 years
- Income: Minimum ₹50,000/month or equivalent foreign currency
- Employment Duration Abroad: Minimum 2 years
- Loan Amount: Up to ₹10 crore
- Tenure: Up to 20 years
Key Factors That Impact Eligibility
PNB HFL evaluates your profile based on several important criteria:
- Stable Income & Employment History
- CIBIL Score of 750+
- Low Existing Debt Obligations
- Location and Market Value of the Property
- Loan-to-Value (LTV) Ratio
- Co-applicant's Income can enhance eligibility
How to Apply PNB Housing Finance Limited home
loan
At TyTil, we simplify your home loan journey with a seamless online or offline process:
Step 1: Check Your Eligibility
Use our PNB HFL eligibility calculator
Step 2: Gather Required Documents
Keep your KYC, income proof, and property documents ready
Step 3: Submit Your Application
Online: Apply via TyTil or PNB HFL's official portal, upload documents, and get
instant offers
Offline: Visit the PNB HFL branch
Step 4: Loan Processing and Disbursal
Once approved, sign your agreement and receive funds directly to your bank account
